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Mobile payments straight from your bank app

Zapp will be launching the new Pay by Bank app paymark, the universal symbol indicating to consumers that a retailer accepts a Zapp-powered mobile payment from a bank app.

Clicking the Pay by Bank app symbol online will automatically open a consumer’s bank app on their phone. Once securely logged in, they can quickly complete payments. Consumers will be able to see their account balances before they pay and choose different accounts to pay from, thereby staying more in control of their finances.

Pay by Bank app transactions are protected by a consumer’s existing bank app security and because the payments use secure digital tokens, customers don’t need to reveal any of their financial details to merchants when they are shopping.

About Zapp

Zapp is the UK's leading mobile payment innovator. Zapp's technology is backed by some of the biggest names in financial services and retail. Zapp is part of the VocaLink group.

Zapp's Pay by Bank app service will be available at launch to Pingit users making Pay by Bank app the UK's first total market mobile payment solution.

Our technology has been awarded for innovations within the FinTech industry

Payment Award 2014 Winner

Most Disruptive Payments Technology  

FStech Award 2014 Winner

Most Disruptive Financial Sector Technology 

Cards International Awards 2014 Winner 

Editors Award: Mobile Innovation of the Year

Some of the team behind Zapp

David Yates

David is both the Chairman of Zapp and the CEO of VocaLink. He is a deep payment expert having worked in payments and transaction processing over the last 30 years. David has worked for some of the biggest names in payments from Western Union to First Data Corporation. He also holds a seat on the Board of WorldPay.

Peter Keenan

Peter is the Chief Executive Officer of Zapp. He brings a wealth of insight, combining management experiences from HSBC where he was responsible for developing and implementing new customer propositions globally together with deep experience in retail having been Managing Director of Currys.

Brendan McGrath

Brendan is Zapp’s Chief Financial Officer. Formerly of First Data, Brendan brings a wealth of expertise of working within highly regulated environments, experience he is using at Zapp to ensure it remains a trusted partner in the banking and payments sector. In addition to First Data, Brendan gained his expertise in the sector as International CFO at insurance broker, Willis.

Clive Redmond

Clive has joined Zapp as our COO and is leading the development of Zapp’s core Operating Functions which he sees as a ‘once in a lifetime opportunity’ to build something completely new. Clive brings a wealth of experience in running and maintaining mission critical payment systems having previously worked with VocaLink supporting its Bacs, Faster Payments & LINK systems. His extensive knowledge of running high availability systems and services will be vital to Zapp as we head toward launch.

The next big thing launches soon

Just some of the many businesses looking to support Pay by Bank app.

Frequently Asked Questions

What is Zapp?

Zapp is the UK’s leading mobile payment innovator, launching Pay by Bank app™. It puts real-time payments on people’s mobile phones through their existing mobile banking app or Pingit, allowing secure payments to happen between consumers and merchants.

How does Pay by Bank app™ work?

Clicking the Pay by Bank app™ symbol online will automatically open a consumer’s bank app on their phone. Once securely logged in, they can quickly complete their payment. Consumers will be able to see their account balances before they pay and choose different accounts to pay from, thereby staying more in control of their finances.

Is Pay by Bank app™ for online or in-store payments?

Pay by Bank app™ will be initially launching with eComm and mComm payments. In-store payments will be rolled out early next year.

How do I get involved?

Pay by Bank app™ is an open initiative, which all banks, retailers and payment providers can join - email info@zapp.co.uk to find out how you can integrate Pay by Bank app™ into your business.


"The opportunity to create a new payments eco-system comes along once in a generation" - David Yates, CEO, VocaLink

Contact Us

For more information or general enquiries, please email info@zapp.co.uk

For press requests only, please contact the press office at:
press@zapp.co.uk